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Topic: 2026 Offseason Stream of Consciousness

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Mdot21

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Re: 2026 Offseason Stream of Consciousness
« Reply #504 on: August 09, 2026, 11:59:55 AM »
2019-2023.


both good and bad. new home sale prices and condo/apt rents in Miami-Dade, Broward, and Palm Beach county are now literally insane.

utee94

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Re: 2026 Offseason Stream of Consciousness
« Reply #505 on: August 09, 2026, 12:01:16 PM »
Yup you're getting New York prices to match all the New York expats that now live there.

847badgerfan

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Re: 2026 Offseason Stream of Consciousness
« Reply #506 on: August 09, 2026, 12:14:00 PM »
It's good to live in a place where others want to live.

Glad we got down here when we did! Coming up on 7 years soon.
U RAH RAH! WIS CON SIN!

Cincydawg

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Re: 2026 Offseason Stream of Consciousness
« Reply #507 on: August 09, 2026, 12:26:33 PM »
We're 8 years plus here now.  Overall, no disappointments and some upside surprises.  

My wife gets annoyed at times with the HOA board.  I don't because I don't pay attention.  

847badgerfan

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Re: 2026 Offseason Stream of Consciousness
« Reply #508 on: August 09, 2026, 12:35:01 PM »
I sometimes get annoyed with the HOA board here.

My wife is on it.
U RAH RAH! WIS CON SIN!

OrangeAfroMan

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Re: 2026 Offseason Stream of Consciousness
« Reply #509 on: August 09, 2026, 01:49:46 PM »
Rates differ based on various circumstances.

For example, a neighbor with the same house as ours pays double what we pay. Our rate is half of what it was when we first moved here, because of all of the hardening we've done.

We are getting the maximum wind mitigation discount, and we are five feet above the Base Flood Elevation (BFE). No flood insurance required for us.
Ahh, there's our confusion.  I'm not talking about what's required, just what's prudent.

“The Swamp is where Gators live.  We feel comfortable there, but we hope our opponents feel tentative. A swamp is hot and sticky and can be dangerous." - Steve Spurrier

847badgerfan

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Re: 2026 Offseason Stream of Consciousness
« Reply #510 on: August 09, 2026, 02:01:29 PM »
It's not prudent at all for me to purchase flood insurance, just as it wouldn't be prudent for you to buy hurricane insurance.

Just admit you know nothing about this topic, and move on.
U RAH RAH! WIS CON SIN!

ELA

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Re: 2026 Offseason Stream of Consciousness
« Reply #511 on: August 09, 2026, 03:31:49 PM »
It's good to live in a place where others want to live.

Glad we got down here when we did! Coming up on 7 years soon.
If you're first, and don't need to relocate.  My brother had the same issue with Nashville

OrangeAfroMan

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Re: 2026 Offseason Stream of Consciousness
« Reply #512 on: August 09, 2026, 04:09:16 PM »
It's not prudent at all for me to purchase flood insurance, just as it wouldn't be prudent for you to buy hurricane insurance.

Just admit you know nothing about this topic, and move on.
I admit that Florida is a relatively flat state, has 1700 rivers, half of its counties are "coastal", it's as likely to experience heavy rainfall before a hurricane as not, protrudes out in the middle of hurricane territory, and I lived in FL for 24 years.

I hope your gamble pays off.  It probably will, and that's good. But you've shown where you live on a map, and a flood there isn't an 'if' thing, it's a 'when.'
“The Swamp is where Gators live.  We feel comfortable there, but we hope our opponents feel tentative. A swamp is hot and sticky and can be dangerous." - Steve Spurrier

Cincydawg

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Re: 2026 Offseason Stream of Consciousness
« Reply #513 on: August 09, 2026, 04:12:52 PM »
Just admit you know nothing about this topic, and move on.
I know little about this topic, and what little I know I learned from you.

847badgerfan

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Re: 2026 Offseason Stream of Consciousness
« Reply #514 on: August 09, 2026, 05:09:02 PM »
I admit that Florida is a relatively flat state, has 1700 rivers, half of its counties are "coastal", it's as likely to experience heavy rainfall before a hurricane as not, protrudes out in the middle of hurricane territory, and I lived in FL for 24 years.

I hope your gamble pays off.  It probably will, and that's good. But you've shown where you live on a map, and a flood there isn't an 'if' thing, it's a 'when.'
It's never going to happen. If there was any chance of it, I wouldn't be here.

The highest storm surge around here occurred in 2022, during Hurricane Ian, which caused 15 feet on Fort Myers Beach - a barrier island with no protection.

We have not one, but two barrier islands between the Gulf and the Marina entrance here. That alone reduces the energy of the surge in Pine Island Sound by a significant margin. We are 1.5 miles inland from the Sound, with a lot of tall buildings, houses, golf course holes and other obstructions along the way.

A surge would never have enough energy to make its way this far. I've made the calculations on the energy losses, and I come up with around 35 feet in order to make it to my house - I think that is being conservative.

Not happening. No chance.
U RAH RAH! WIS CON SIN!

ELA

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Re: 2026 Offseason Stream of Consciousness
« Reply #515 on: August 09, 2026, 05:34:26 PM »
Forever Towanda! The 4th slide is my default mood. I've been in a big Kathy  Bates mood in anticipation for her new show @matlockcbs. (I mean, let's be  real, I'm always in

 

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